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Pet Insurance in Florida – Top 5 Companies Guide & Reviews

Loved pets are a dear part of our families. Their health and safety are as important to us as the well-being of a family member. Therefore, we should always have a reliable pet insurance scheme in place just like we have a life and health insurance scheme for our family members.

Today, you can easily find hundreds of different companies offering pet insurance in Florida. So, to help you choose the best one, we have listed down the top 5 companies that you can rely on.

Here are the top 5 companies that offer pet insurance in Florida.

Pet Insurance in Florida – Top 5 Companies Guide & Reviews

Figo Pet Insurance

Figo Pet Insurance is one of the most popular pet insurance companies in the U.S. The unique selling point about their services is their hassle-free nature.

Several customer testimonials suggest that availing the necessary remuneration for medical treatment for the pet is extremely simple and quick with Figo Pet Insurance. Therefore, if you want to avail completely hassle-free pet insurance in Florida, you should definitely check out their services.

Features:

  1. Access to a 24/7 Live Vet: Figo Pet Insurance gives you access to a 24/7 live vet for all the health related-concerns about your pet. You can easily get in touch with a professional and certified veterinarian with the help of the Figo Cloud-based application.
  2. Pet To-Do’s Reminder List: The Figo Cloud Application will keep you up to date with all the necessary checks required to keep your pet healthy and happy. It will send you notifications when you need to take the vet to a hospital for a quick medical check-up.
  3. A.I. Claims Assistant: The overall claims processing for your pet insurance is simplified with the artificial intelligence enabled claims assistant. Now, you do not need to wait for a human to cater to your needs. The A.I. assistant is here to process your claims faster than anything else.
  4. Multiple Modes of Contact: You can easily reach out to the Figo Pet Insurance team via text, call, chat, or the application. The customer representative team of the company is powered by extremely jovial and helpful people.
  5. Modern-Day Mobile Application: Figo Pet Insurance believes in making the most of the modern-day technologies. Therefore, it gives you access to a completely customizable application that can help you reach the concerned authorities in a jiffy.

Trupanion Pet Insurance

Trupanion Pet Insurance in Florida is the go-to company if you are looking for a reliable service provider with a wide reach.

The best feature of this insurance service provider is that it has connections with various veterinarians across the country.

Here are some other cool features which will want to make you choose them over the other insurance service providers.

Features:

  1. Excellent Renewal Rates: The Trupanion Pet Insurance company is proud to be one of the few companies with an excellent renewal rate. No other company beats its 98% month on month renewal rate in the current market. This rate is proof that the customers are extremely satisfied with the services that they get with Trupanion.
  2. Nationwide Acceptance: 100% of the certified veterinarian clinics across Florida accept the insurance policies of the Trupanion Insurance company. Therefore, you can easily take your pet to any of the nearby veterinarians for a quick check-up even if you are on a trip.
  3. 5-Star Reviews on TrustPilot: Another key factor that makes us want to recommend the services offered by Trupanion Pet Insurance are the 5-star reviews on TrustPilot. TrustPilot has established a strong reputation in the market for being an unbiased rating website. A 5-star rating on it is proof that the customers of this insurance company are extremely satisfied with the services.
  4. Unlimited Payouts: You can easily avail the claims from Trupanion in a hassle-free manner. What’s more, is that you can avail unlimited payouts in a set period. This service is extremely helpful for older pets. This is one of the key reasons why people trust Trupanion to avail pet insurance for older dogs.
  5. Hassle-Free and Direct Claim Process: Trupanion Pet Insurance offers a completely hassle-free and direct claims process. It can pay the medical bills for all the treatments and check-ups directly to the veterinarian clinic.

Nationwide Pet Insurance

If reliability is what you are looking for in an insurance company, then Nationwide Pet Insurance company is one that you just cannot miss.

This company has established an extremely strong and reliable reputation in the market over the past couple of years. You can easily rely on their services to get a hassle-free claim within a couple of hours.

Features:

  1. Perfect for Dog and Cat Insurance Schemes: Nationwide offers a hassle-free insurance service for various types of animals. Thousands of people across the country avail this service for their cats and dogs. You can also avail the insurance scheme for other animals like exotic birds.
  2. Extremely Affordable Insurance Schemes: Nationwide offers a wide range of insurance schemes for its clients. The cheapest insurance schemes offered by the company start at less than 35 USD per month. Therefore, you can purchase a wholesome coverage for your pet without burning a huge hole in your pocket.
  3. Complete Coverage: You can add various layers of protection to the overall insurance scheme by customizing it according to your needs. In fact, Nationwide offers a large list of add-ons that you can get with the insurance schemes for your pet. This feature is ideal as pet insurance for older dogs who need more care and coverage than the younger dogs.
  4. 3-Step Claims Process: The company offers a simple and hassle-free 3-step claims process.
  • Step 1: Visit your vet for the necessary medical treatment and check-up.
  • Step 2: Send the claim to the insurance company.
  • Step 3: Receive a check from the insurance company for the complete costs of the treatment/check-up.
  1. Available with Any Vet in the Country: You can approach any vet in the country and get a claim for the medical treatments from Nationwide. If the veterinarian is registered and certified with the government, the company will give you the necessary claim amount.

Healthy Paws Pet Insurance

Healthy Paws is another one of the notable pet insurance companies that offer a one-stop solution to all the pet insurance needs of their clients. It offers some of the industry-leading coverage and features that make it so popular amongst pet owners.

Some of the most helpful features offered by the company with its pet insurance schemes include the following.

Features:

  1. No Caps on Annual/Life-Time Payouts: This feature makes the insurance schemes offered by Healthy Paws so popular amongst owners of older dogs. The older dogs will easily catch more diseases and illnesses compared to the younger ones. Therefore, they need frequent medical check-ups and treatments. Their treatments are often costlier as well. With no caps on annual and lifetime payouts, you can visit the veterinarian as many times as you like and still get the claim from the company.
  2. Excellent Turn Around Time for Claim Processing: Healthy Paws is one of the only companies the claims to process 99% of its claims in less than 2 days. Therefore, if the turn around time of the insurance scheme matters to you a lot, then Healthy Paws is a great option that you must consider.
  3. Top-Rated Pet Insurance Agency: The company has received awesome recommendations from its customers on various review websites. Consumers Advocate, Yelp, Angie’s List, Canine Journal.com, Pet Insurance Quotes.com are some of the different review websites where you can find testimonials from the happy customers of Healthy Paws.
  4. Online Rate Calculator: Want to calculate the total cost of premium that you must pay monthly in order to avail the insurance services? Healthy Paws has an online calculator that helps you calculate the amount of premium accurately. You can easily use this online calculator to get an estimate on the total premium amount based on your pet’s current health condition.
  5. Large Pet Care Blog: Healthy Paws hosts a large community of customers that constantly interacts with each other. It also has tie-ups with various pet owners and bloggers who put up informative blogs on their website that can help you take care of your pet better.

Petplan Pet Insurance

Petplan is a company that was started by a pet owner who was struck down with a 5,000 USD treatment cost for his pet. The company has very strong principles on offering fast and hassle-free claims to all its clients.

If you are looking for an empathetic insurance service provider who understands the problems associated with pet care and hygiene, Petplan is a great option to consider.

Features:

  1. Complete Coverage for Examination Fee: You can claim the costs incurred due to the medical check-ups with the insurance schemes by Petplan. Unlike a few insurance companies that provide coverage only for the medical treatments, Petplan follows a more holistic approach with its policies.
  2. Coverage for Dental Injuries: Dogs and cats often face several dental issues. Under such circumstances, you need to have additional coverage from the insurance agency to cover the costs of treatments. With Petplan, dental injuries are covered in the most basic insurance plan offered by the company.
  3. No Age Limits for Insurance Schemes: You can avail the insurance schemes for pets of all ages. Petplan understands that your old dog is as close to your heart as a young pup. Therefore, the company never refuses to offer an insurance scheme based on the age of the pet.
  4. Wholesome Care Including Treatment Costs for Various Illnesses: The company offers insurance schemes that cover all kinds of injuries and diseases that your pet might face.
  5. Simple Plan and Pricing Structure: Petplan has one of the most intuitive and simple-to-understand pricing structures. You don’t need to pay any hidden costs to the company while availing their services.

How to Choose the Right Company for a Wholesome Pet Insurance in Florida?

Choosing the right insurance company for your pet is a little troublesome because the market is filled with so many good options. You can choose any insurance company from this list and purchase the best insurance scheme for your pet.

There are several other great pet insurance companies too. Ideally, you should classify the insurance companies in your list on the following parameters:

  • Hidden Costs: Find out all about the hidden costs that the insurance company might want to charge after you avail their services.
  • Customer Testimonials: Check out the different review websites to find out what the customers have to say about a particular insurance service provider.
  • Empathetic Care: Look for companies that have an empathetic element to their services. These companies will most likely offer you better services in times of need.
  • Reach Across the Country: Check out the reach of a particular company across the country. It might not be feasible for you to take your company to the same veterinarian every time.

How to Customize the Insurance Plans for Your Pet?

Here are a few tips on how to customize the insurance plans for your pet:

  • Do Not Overspend: Most pet owners overspend on the insurance schemes in order to provide the best care to their pets. You must think strategically and prevent overspending by purchasing only the necessary covers. Talk to a professional pet insurance agent to find out more about the kind of coverage that you need.
  • Check the Current Health Status of Your Pet: Based on the current health status of the pet, you might want to avail two or more additional coverage options.
  • Identify Potential Diseases Linked to the Breed: Based on your research, you might want to prepare for the worst-case scenarios well in advance.

Conclusion

While looking for the right pet insurance in Florida check out the various schemes offered by a company and choose the one that fits your need.

Most of the popular pet insurance service providers will let you compare their services with the other service providers with a single click.

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